Adobe Reader comes pre-installed on most computers. And even if you never use it, just the mere presence can leave your computer at risk. Vulnerabilities in Adobe Reader and Adobe Acrobat are the number one most common infection vector, bar none. Making sure you stay up-to-date with the latest version of Adobe products is imperative, but not foolproof. To use Adobe Reader (and Acrobat) safely, you need to make a few tweaks to its settings.
Malicious or fraudulent links in email and IM are a significant vector for both malware and social engineering attacks. Reading email in plain text can help identify potentially malicious or fraudulent links. Your best bet: avoid clicking any link in an email or IM that is received unexpectedly - particularly if you do not know the sender.
Rogue scanners are a category of scam software sometimes referred to as scareware. Rogue scanners masquerade as antivirus, antispyware, or other security software, claiming the user's system is infected in order to trick them into paying for a full version. Avoiding infection is easy - don't fall for the bogus claims.
Never, ever login to an account after being directed there via a link received in an email, IM, or social networking message (i.e. Facebook). If you do follow a link that instructs you to login afterwards, close the page, then open a new page and visit the site using a previously bookmarked or known good link.
Chances are, there are dozens of security vulnerabilities waiting to be exploited on your system. And it's not just Windows patches you need to be concerned with. Adobe Flash, Acrobat Reader, Apple Quicktime, Sun Java and a bevy of other third-party apps typically host security vulnerabilities waiting to be exploited. The free Secunia Software Inspector helps you quickly discover which programs need patching - and where to get it.
So you have antivirus installed and are keeping it up-to-date. That's a great start. But don't believe everything your antivirus does (or rather doesn't) tell you. Even the most current antivirus can easily miss new malware - and attackers routinely release tens of thousands of new malware variants each month. Hence the importance of following all the tips provided on this page.
Many (probably infected) users mistakenly believe they can avoid malware simply by being 'smart'. They labor under the dangerous misconception that somehow malware always asks permission before it installs itself. The vast majority of today's malware is delivered silently, via the Web, by exploiting vulnerabilities in software. Antivirus software is must-have protection.
Of course, out-of-date antivirus is almost as bad as no antivirus software at all. Make sure your antivirus software is configured to automatically check for updates as frequently as the program will allow or a minimum of once per day.
Just as the Internet makes it easier for legitmate pursuits, it also makes it easier for scammers, con artists, and other online miscreants to carry out their virtual crimes - impacting our real life finances, security, and peace of mind. Scammers often use sad sounding stories or promises of quick riches to hook us into being willing victims to their crimes. Exercising common sense is one of the best ways to avoid online scams. For extra help, consider installing one of the free anti-phishing toolbars